As a loan officer for a mortgage broker, Fred is my business partner. We have been working together for more than 5 years after meeting during a sales transaction where Fred represented the seller and I represented the buyer and their mortgage.  Fred and I instantly connected because we had the same goal in mind, excellent customer service to our clients. I have highly recommended Fred since then and we have closed many transactions together. Fred has your best interest in mind and is not only knowledgeable in real estate including understanding the ins and outs and quality and construction of a home, his hands on, personal approach suits my clients well.  I highly recommend Fred!